How to Use Your ELD to Save Thousands on Trucking Insurance

Learn how to turn your ELD  into a powerful tool for cutting trucking insurance costs by up to 20%. Get a fast quote now.

If you’re running a clean fleet, your ELD should be saving you money — not just tracking your hours.
But most fleet owners don’t realize their electronic logbook device (ELD) can be the key to unlocking major insurance discounts.

In this post, we’re going to break it all down. No corporate fluff — just straight answers on how your data can lower your premium and put real money back in your pocket.

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🚛 What Is an Electronic Logbook Device (ELD) Really Doing?

That “ELD” you’ve got on your dash? It’s doing more than keeping you compliant.
It’s quietly tracking:

• Driving hours

• Start-stop behavior

• Idling time

• Speed history

• Route patterns

And all of that adds up to a risk profile.
The cleaner the profile, the more you should be saving.

💰 How Mileage-Based Trucking Insurance Works

Most insurance companies still charge fleets a flat monthly rate — no matter how much you actually drive.
But telematics-based insurance flips that model.

If your trucks are running fewer miles, your premium should reflect that.

Here’s what that looks like:

✅ Driving less? Pay less.
✅ Driving safer? Get rewarded.
✅ Not moving? Don’t pay full freight.

We’ve seen real fleet owners drop from $16,000/year per truck down to $7,800/year per truck— just by connecting their ELD.

🧠 What You Need to Qualify

This isn’t a gimmick. But there are a few basic requirements:

✔️ You’ve had your CDL-A for at least 2 years
✔️ Your DOT authority has been active for 2+ years
✔️ You operate 10 trucks+ (dry van, reefer, flatbed — no hazmat or tow)
✔️ You use an ELD like Motive, Samsara, Geotab, Omnitracs, or one of 50+ supported devices

If that sounds like you? You’re ready.

📝 What’s the Process?

We made it simple.

1. Drop your DOT number

2. We check your safety & public data

3. You connect your ELD (we’ll send you a secure link)

4. We quote you based on real driving history

5. You decide if it’s worth it (no pressure)

We don’t ask for IFTA reports.
We don’t require VIN scheduling.
And we usually quote within 24–48 hours.

🔒 Bottom Line: 

Your Data Should Save You Money

You’ve been doing it right on the road.
Why keep paying insurance built for folks who aren’t?

If you’re ready to run your numbers and see what your fleet could actually be paying — we’ve got your back.